These Terms and Conditions govern your use of Padgett Financial Solutions, LLC services, including our website, contact forms, and SMS/email communications. By using our website, submitting your information, or opting into our communications, you agree to these Terms and our Privacy Policy.

1. Program Description

Padgett Financial Solutions, LLC sends SMS and email messages only to individuals who voluntarily provide their contact information and consent through our website forms, appointment requests, or direct communication.

Messages may include:

Responses to inquiries

Appointment confirmations and reminders

Requested financial or insurance information

Customer service or account updates

Promotional or marketing messages only when the user has explicitly opted in

We do not send unsolicited messages. Message frequency varies.

2. Eligibility and Age Requirement

Our services and communications are intended for individuals 18 years of age or older.

By using our website, submitting your information, or opting into SMS/email communications, you confirm that you are at least 18 years old.

We do not knowingly collect information from individuals under 18 years of age.

3. Consent to Receive Messages

By providing your phone number through our website forms or direct communication and selecting an SMS consent checkbox where applicable, you authorize Padgett Financial Solutions, LLC to send text messages related to your inquiry, services, or requested information.

Consent to receive SMS messages is not a condition of purchase.

4. Opt Out

You may opt out of SMS communications at any time by replying STOP to any message.

After sending STOP, you will receive a confirmation message and will no longer receive SMS messages unless you opt in again.

5. Opt In Again

If you wish to receive messages again after opting out, you may opt in by submitting a new request through our website or replying START where supported.

6. Help and Support

For assistance, reply HELP to any SMS message or contact us using the details below.

7. Message Frequency and Rates

Message frequency varies.

Message and data rates may apply for messages sent to you from us and from you to us. Please contact your wireless provider for details.

8. Carrier Disclaimer

Wireless carriers are not responsible for delayed or undelivered messages.

9. Privacy

Your information will be handled in accordance with our Privacy Policy:

https://padgettfinancialsolutions.com/Contact

10. Changes to Terms

We may update these Terms periodically. Updates will be posted with a revised Last Updated date.

11. Contact

Padgett Financial Solutions, LLC
401 Norwood Ave
Hartsville, South Carolina 29550
Phone: 843-226-1039
Email: [email protected]
Website: https://padgettfinancialsolutions.com/